ITIN Mortgage Program

ITIN Mortgage Program

An ITIN loan is a type of mortgage designed for individuals who do not have a Social Security Number (SSN) but instead use an Individual Taxpayer Identification Number (ITIN) to file taxes in the U.S. These loans help non-citizens, undocumented immigrants, foreign investors, and other ITIN holders qualify for home financing when traditional mortgages are not an option.

  • Purchase up to 85% LTV available
  • No Fico or trades up to 75% LTV
  • All Doc Types
  • Gift Funds Permitted
  • Recent credit events allowed
  • ARMs and io options available
  • Multiple financed properties allowed
  • DSCR Up to 75% LTV Purchase & 65% LTV Refinance – Max $1M Loan Amount

We specialize in ITIN mortgages, helping hard-working individuals achieve the dream of homeownership, even without a traditional Social Security Number. Whether you’re a foreign national, undocumented immigrant, or self-employed professional, our tailored loan solutions offer competitive terms, competitive rates, and a fast approval process. With years of expertise in non-QM lending, we’re committed to providing personalized service and financial opportunities for all. Contact our office, and we’ll provide you with more information on how to qualify for this ITIN mortgage program.

Non-QM Programs for Diverse Borrowers