Non-Warrantable Condo Program

Non-Warrantable Condos

As non-QM loan specialists, we offer mortgages to those condo buildings that don’t meet conventional financing for some reasons listed below. This non-QM product is called the Non-Warrantable Condo Program. It could be that a condo building has a case pending litigation, or a condo building that has a single entity who owns more than the required 10%, or many other reasons that deem a condo building Non-Warrantable. We have the financing in place for these buildings.

• Up to 90% loan-to-value (LTV)
• 100% investor concentration
• Condotel financing available
• First-time investors welcome
• Pending litigation is OK
• First Closing in a Non-Owner Occupied Unit & Low Presales
• Short-Term Rentals OK
• Less than 10% Budgeted Reserves
• Project can have up to 40% Commercial Space
• Owner Occupancy Requirement for an Investment Property

We recommend you reach out to our offices, and we’ll get you in touch with a professional loan officer who can guide you in the right direction.